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Our Insurance Plans

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We ask a few questions, crunch some numbers and compare the top insurers. We offer the lowest rates available specifically for you.


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Ongoing support and helpful articles to provide our readers all the latest info on insurance products/ requirements for travel and immigration.


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Our Best Insurance products provide support to help individuals save millions of dollars every year, By spending just a few extra dollars on the cost.

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Testimonials


K S

Great and fast Service. Good knowledge about different insurance products


Amardeep Singh

Very easy to work. Provide multiple options for insurance and you can select one based on the need. Prices are good as well. I will highly recommend it.


Kapil Sharma

Great service, Manish was really helpful in explaining various plans and helping me in choosing one of the best plan.


Naveed Najmuddin

Visitors guard has great customer service , we bought visitors insurance for my parents. They have great products to offer from different insurance companys and they are professional to tailor the customer needs as per the customer requirements.


Raman Manchanda

I took visitor insurance for my parents in law from Manish Sharda of Visitor guard. He was very helpful and courteous finding me better rates . He has excellent customer service. So I will recommend his name to all my freinds.


Mayur Patel

I bought visitor insurance form my family they response very quickly to provide us insurance quote its was best customer services


Kanwalpreet Singh

Great service. Took parents travel insurance from Manish. He explained thoroughly different benefit options from different providers and provided the best available option.


Ramanjit Manchanda

I got my parents travel insurance from Manish Sharda of Visitorguard. He was very helpful in finding better and cheaper rates which fullfilled my requirements. I would strongly recommend his name.


Manpreet Kaur

Manish provided information about all available plans clearly and service was exceptional. I would definitely recommend VisitorGuard to my friends.


Rajiv Parmar

I was looking for a supervisa related travel insurance. Manish Sharda (visitor guard) was very helpful in explaining me the options. I was very impressed with his impeccable service -valuable insight of various insurance options and not being pushy at the


Jasmeet Singh

Recently my parents came to Canada on a visitor visa from India. Manish from visitor guard helped me in buying the medical insurance for my parents. He diligently explained me all the details regarding the policy. I would recommend everybody to Manish.<br


Reena Sharda

Thank you

Frequently Asked Questions (FAQs)

Super Visa Insurance

Super Visa Insurance is a specific type of insurance designed for individuals who are applying for the Super Visa program in Canada. The Super Visa allows parents and grandparents of Canadian citizens or permanent residents to visit Canada for an extended period, up to two years, with the possibility of multiple entries
Applicants must provide proof that they have purchased Canadian health insurance for a minimum of $100,000 in coverage and that it is valid for 1 year. In addition the coverage must be continuous and allowing the applicant to return to their home country as many times as needed within the year
The Canadian insurance companies are governed by the regulations in Canada, and the government perhaps feels safer that any claims will be paid for by a company they can regulate. The government doesn’t want to be the one to have to pay any claims, or sue a company that doesn’t pay out a claim.
Yes, this is true that you need to get the insurance from the CIA only as they are the ones who are going to cover all the aspects and supply you entire services relating to all medical facilities. It is also important as the process of claim as they can verify Canadian medical expenses faster.
Yes, you will get the remaining amount of fund back, but partial fund will not be provided if a claim has been submitted or is pending.
Yes You will get the full premium refund from insurance company.All You have to provide proof of the rejection of your super visa application in order to process the cancellation request.
Deductible is the amount of money that must be paid out of pocket before an insurer will pay any expenses. Deductible amount also affects the actual price of the insurance policy. The higher deductible you choose, the lower the actual price of the policy will be. However, it is not recommended to go over a $1,000 deductible since you may end up paying most of your medical
This all depends on the amount of risk you can take for example if you buy $1000 deductible it means you will pay first 1000 each time during claim, over and above policy will pay where as if you pick zero deductible the covered condition all amount will be covered by insurance policy.
Yes, the monthly payment plan option is also now available.
Pre-existing are the medical condition which can be illness, sickness, injury whether diagnosed or not by doctor. Pre-existing is the health condition which existed before buying the super visa insurance. Condition may have received consultation or not it does not matter. Yes you can buy the super visa insurance which will cover the pre-existing conditions as long as they are stable with the definition of insurance companies, Stable means no change in symptoms, dosage, treatment, medical test recommended not completed again term of condition need to be read as it varies from insurance company to company. Stable period can be 90 days to one year.
Yes, you will get the remaining amount of fund back minus the administration fee that can vary from company to company, if you have not submit ant claim on that policy.
To apply for benefits under this policy, you will need to send a completed claim form (with all original bills attached) to the insurer. Please take care in filling out the form, as any missing information may cause delay.
In case of Emergency you have to notify your insurance company as soon as possible of any emergency medical treatment or hospitalization. Your insurer will provide you with assistance, suggest the best options on where to get help, as well as arrange direct billing where possible. Failure to do so could result in decreasing your insurance benefit. Every insurance company has a toll free emergency phone number to call from Canada and collect call numbers to call from anywhere else. The phone numbers are always included in the policy.
Super Visa Insurance is a mandatory requirement for obtaining a Super Visa. It provides emergency medical coverage for the duration of the visit and helps ensure that the visitor will not be a burden on the Canadian healthcare system.
Any individual applying for the Super Visa program is required to have Super Visa Insurance. This includes parents and grandparents of Canadian citizens or permanent residents who wish to visit Canada for an extended period
The cost of Super Visa Insurance varies depending on several factors such as the age of the applicant, duration of coverage, and the coverage amount. It is advisable to obtain quotes from different insurance providers and compare the coverage and premiums to make an informed decision
Yes, you can extend Super Visa Insurance while in Canada if you wish to extend your stay beyond the initial coverage period. Contact your insurance provider well in advance of the policy expiration date to discuss the extension process and requirements. &nbsp;It is important to note that the above information is general, and specific terms and conditions may vary it's recommended to reach us at 1-855-500-8999&nbsp; or send us email at info@lifeadvice.ca